Being involved in an auto accident can be a traumatic experience. Should you have grounds for legal action, knowing your rights is crucial for navigating the aftermath.
In Michigan, the laws surrounding auto accidents are governed by the Michigan Automobile No-Fault Insurance Act. As the legal landscape continues to evolve, it is essential to stay informed about your rights and options. This is where we can help. Our compassionate team is dedicated to guiding accident victims through the claims process, so they can seek the compensation you deserve.
If you’re wondering what kinds of laws could influence the outcome of your claim, read on. Then, give us a call to discuss your situation specifically.
Understanding Michigan’s No-Fault Law
Michigan operates under a no-fault insurance system, which means that drivers are required to purchase first-party insurance coverage. This coverage is intended to provide medical care and rehabilitation benefits to the policyholder and their passengers, regardless of who was at fault for the accident.
The Michigan Automobile No-Fault Insurance Act (MCL 500.3101 et seq) outlines these requirements and establishes the framework for seeking compensation after an accident.
Filing a Claim for First-Party Benefits
If you are injured in an auto accident, it is essential to file a claim for first-party benefits with your no-fault insurer. This claim covers your medical expenses, rehabilitation costs, and wage loss resulting from the accident.
As a passenger, you may also be eligible to file a claim with the insurer of the vehicle you were in at the time of the accident. However, it’s important to note that this type of insurance coverage does not extend to damage caused to other vehicles involved in the accident.
Pursuing Pain and Suffering Damages
In cases where you have sustained serious injuries due to the negligence of another driver, you may be entitled to additional compensation beyond the coverage provided by no-fault insurance. This compensation, known as pain and suffering damages, is designed to address the physical and emotional hardships you have endured.
When you find yourself in an auto accident, understanding your rights is essential to protecting your well-being and securing the compensation you need. Michigan’s no-fault laws can be complex and subject to change, requiring the expertise of dedicated personal injury attorneys.
Speak with a Michigan Car Accident Attorney
At Smith & Johnson, our experienced personal injury team has a proven track record of recovering substantial pain and suffering damages for our clients in northern Michigan. Through negotiations, settlements, and even trials, we work tirelessly to ensure that our clients receive the compensation they deserve.
Our team of lawyers has devoted their careers to studying and interpreting the intricacies of Michigan’s no-fault law. We are here to provide compassionate guidance, support, and legal representation to help you navigate the challenges of an auto accident and secure the full compensation you are entitled to under the law. Call 231-946-0700 or submit our Contact Form to schedule a free initial consultation with a car accident lawyer in Michigan.
