What to Do If You’re Injured in a Hit-and-Run Accident

A hit-and-run accident can leave you feeling confused, scared, and unsure of what to do next. It’s a situation no one expects to find themselves in, but unfortunately, it happens. If you’re involved in a hit-and-run crash in Michigan, it’s important to stay calm and know the steps to take immediately afterward. Whether you're dealing with physical injuries, property damage, or both, there are actions you can take to protect yourself and increase the chances of finding the responsible driver.

1. Prioritize Your Safety and Seek Medical Attention

If you’ve been involved in a hit-and-run accident, the first thing to do is check yourself and others for injuries. Even if you feel okay, it’s still important to seek medical attention right away. Some injuries, like whiplash or internal trauma, might not be immediately apparent. You may feel fine at first, but your condition could worsen as time passes.

Don’t attempt to leave the scene or assume it’s safe to forgo medical treatment. If you’re seriously injured, call 911 immediately. Even if your injuries appear minor, getting checked out by a medical professional is always a good idea. This will also create a record of your injuries, which is important for any insurance or legal claims you may need to pursue.

2. Contact the Police

After making sure everyone is safe, contact the police. In Michigan, it’s a legal requirement to report any accident involving injury, death, or property damage. Reporting the incident to law enforcement is essential for documenting the accident. If the hit-and-run driver is caught later, the police report will be a key piece of evidence in the investigation.

When the police arrive, provide them with all the details of the accident. If possible, try to recall as many specifics as you can about the other vehicle involved. This may include the make, model, color, or any noticeable features of the car, as well as a description of the driver. Even small details could help authorities track down the person responsible for the crash.

3. Gather Evidence

If you’re able, gather as much evidence from the scene of the accident as you can. This can help your case later on if you file an insurance claim or a personal injury lawsuit. Take pictures of the damage to your vehicle, any injuries you’ve sustained, and the surrounding area. Note the time and location of the accident.

If there are any witnesses, ask for their contact information. Their statements could be helpful in confirming details of the accident. Additionally, check if there are any nearby security cameras that might have captured the hit-and-run incident. Traffic cameras or surveillance footage from businesses in the area may provide valuable evidence to identify the driver.

4. Report the Incident to Your Insurance Company

In Michigan, which follows a no-fault insurance system, your own insurance will cover certain expenses, regardless of who caused the accident. This includes medical bills, lost wages, and damage to your vehicle. However, Michigan also has provisions for uninsured or underinsured motorist coverage, which may help if the driver who fled the scene is never identified.

Report the hit-and-run to your insurance company as soon as possible. Be honest and thorough when describing what happened. If you’re unsure about how to proceed with your claim, your insurance agent should be able to guide you through the process. Remember, filing a claim quickly is crucial for ensuring you meet any deadlines for reporting the incident.

5. Consider Your Legal Options

If the hit-and-run driver is not found or if they do not have insurance, you may be entitled to compensation under your own policy’s uninsured motorist coverage. Michigan law provides for this type of coverage to protect individuals in the event of accidents with uninsured or unidentified drivers.

In some cases, pursuing legal action might be necessary. If you’ve sustained significant injuries or damages, it might be worth consulting with a personal injury lawyer. A skilled attorney can help you navigate the legal complexities and ensure you receive the compensation you deserve.

When you hire a lawyer, they will help you with various aspects of your case, including filing insurance claims, handling paperwork, and negotiating settlements. If the driver is eventually identified, your attorney can help you pursue a lawsuit against them for damages. In Michigan, there’s typically a three-year statute of limitations for personal injury claims, so don’t delay in taking action.

6. Keep Track of Medical Records and Expenses

If you're injured in a hit-and-run accident, keeping a detailed record of your medical treatment and related expenses is vital. This includes doctor visits, medical tests, prescriptions, and any other treatments you undergo. It’s also important to track lost wages if you miss work because of your injuries. This documentation will help support your claim for damages and ensure you’re fully compensated for your losses.

7. Stay Informed on the Investigation

After the accident, the police will begin an investigation. If they are able to identify the driver, they may file criminal charges against them. If the driver is found guilty, it may help your case in terms of recovering damages. While it’s not guaranteed that the police will identify the driver, staying updated on the investigation can help you understand the progress.

In some cases, the police might ask for help from the public, such as releasing information about the suspect’s vehicle or requesting tips. If you have any new information about the accident, be sure to contact the police.

How Smith & Johnson Can Help You After a Hit-and-Run Accident

Being involved in a hit-and-run accident is a stressful and confusing experience. Taking the right steps afterward can help you recover physically, financially, and legally. From seeking medical care to filing insurance claims and reporting the incident to authorities, each action plays a crucial role in your recovery and in holding the responsible party accountable.

At Smith & Johnson, we understand the complexities of hit-and-run accidents and are here to guide you every step of the way. Our personal injury lawyers are committed to ensuring you receive the compensation you deserve. If you’ve been injured in a hit-and-run accident in Michigan, don’t navigate the legal process alone. Contact us today for a free consultation and let us help you protect your rights and secure the best possible outcome for your case.