Two people at a desk discussing paperwork. One looks frustrated.

Navigating the aftermath of a car accident can be overwhelming, especially when it comes to seeking compensation for injuries and damages. Unfortunately, misconceptions about filing a car accident claim often deter individuals from pursuing the justice and compensation they rightfully deserve. Let’s debunk some of the most common myths surrounding this process, empowering you to make informed decisions in the event of a car wreck.

Myth #1: “I Can Handle the Claims Process on My Own.”

Many individuals believe they can effectively handle the insurance claims process without legal assistance. While it’s true that you can file a claim independently, insurance companies are notorious for undervaluing or denying legitimate claims. Without legal representation, you may inadvertently settle for less than you deserve or encounter obstacles when negotiating with insurers.

Seeking guidance from a personal injury attorney can level the playing field, ensuring your rights are protected and maximizing your chances of receiving fair compensation. An experienced attorney can navigate the complexities of Michigan’s tort laws, advocate for your best interests, and handle communication with insurance companies on your behalf.

Myth #2: “If I Was Partially at Fault, I Can’t File a Claim.”

Michigan operates under a comparative fault system, meaning you can still pursue compensation even if you were partially responsible for the accident. However, your level of fault can impact the amount of compensation you receive. Under Michigan’s modified comparative negligence rule, your compensation may be reduced in proportion to your percentage of fault.

Don’t let the misconception of shared fault deter you from seeking legal guidance. A skilled attorney can assess the circumstances of your accident, determine liability, and advocate for a fair allocation of fault to maximize your compensation.

Myth #3: “I Have Plenty of Time to File a Claim.”

Many accident victims mistakenly believe they have ample time to file a car accident claim. However, Michigan imposes a statute of limitations, which limits the time frame within which you can initiate legal action. In Michigan, the statute of limitations for personal injury claims arising from car accidents is generally three years from the date of the accident.

Waiting too long to pursue a claim can jeopardize your ability to seek compensation. Evidence may deteriorate, witnesses may become difficult to locate, and crucial details may fade from memory. Therefore, it’s crucial to act promptly and consult with a personal injury attorney to ensure your rights are preserved.

Myth #4: “Filing a Lawsuit Means Going to Court.”

The prospect of a lengthy court battle often deters individuals from pursuing legal action. However, the majority of car accident claims are resolved through out-of-court settlements, sparing you the stress and uncertainty of a trial.

An experienced attorney will strive to negotiate a favorable settlement on your behalf, allowing you to avoid the courtroom while still obtaining the compensation you deserve. Should litigation become necessary, your attorney will provide diligent representation and guide you through the legal process every step of the way.

Discuss Your Claim with a Car Accident Lawyer in Michigan

Don’t let misconceptions hinder your ability to seek justice and compensation after a car accident. By debunking common myths and seeking guidance from a trusted personal injury attorney, you can navigate the claims process with confidence and secure the compensation you rightfully deserve.

If you’ve been injured in a car accident in Michigan, Smith & Johnson is here to help. Our compassionate team of attorneys is dedicated to fighting for every dollar you deserve. Contact Tim Smith ( or submit our Contact Form to schedule a free initial consultation with a car accident attorney in Michigan.