Person sitting in car, twisting to hold back in pain


In the aftermath of a car accident, the pressing question on many minds is, “How much is my injury claim worth?” If you’ve ever been seriously hurt, you probably already know the answer extends beyond a mere monetary value. It involves acknowledging the physical and emotional toll the accident has taken on your life.

In this compassionate exploration, we delve into the factors that contribute to determining the worth of your car accident claim in the state of Michigan.

Understanding Recoverable Damages in Michigan

1. Economic Damages

The worth of your car accident claim begins with a consideration of economic damages. This includes tangible, quantifiable losses such as medical bills, property damage, and lost wages. An experienced legal team will meticulously evaluate all relevant financial records to ensure a comprehensive assessment of your economic losses.

2. Non-Economic Damages

Beyond the financial impact, car accidents often inflict non-economic damages, such as pain and suffering, emotional distress, and loss of enjoyment of life. Determining the worth of these damages requires a nuanced approach to recognize the full scope of your suffering and secure fair compensation. Two prevalent methods—per diem and multiplier—provide a framework for doing so.

To apply the per diem method, you assign a specific daily rate to the victim’s pain, suffering, and any disability resulting from the accident. This rate is multiplied by the number of days the individual experiences these damages.

On the other hand, the multiplier method takes a broader approach, considering various factors to determine an appropriate multiplier (typically ranging from 1.5 to 5) that is then applied to the total economic losses, including medical expenses, lost wages, and property damage. The chosen multiplier reflects the severity of the injuries, the impact on the individual’s life, and the long-term consequences.

Both methods aim to provide a fair assessment of the economic damages suffered by the victim, but they offer distinct approaches, allowing for flexibility in tailoring compensation to the unique circumstances of each case.

3. Permanent Impairment and Disfigurement

In cases where the accident results in permanent impairment or disfigurement, additional considerations come into play. Michigan law acknowledges the lasting impact of such injuries, and legal experts will ensure that these factors are appropriately weighed in the determination of your claim’s worth.

4. Comparative Fault

Michigan follows a modified comparative fault system, meaning that if you share some degree of fault for the accident, your compensation may be reduced proportionally. This is why it’s so important to present compelling evidence of the other party’s fault. At the end of the day, you want to do everything in your power to minimize any potential impact the role you played could have on the overall worth of your claim.

5. Future Damages

Anticipating future damages is crucial in estimating the long-term worth of your car accident claim. This may involve projecting future medical expenses, ongoing therapy costs, and potential loss of future earnings. A strategic personal injury attorney can ensure that your claim reflects not only your current needs but also your future challenges.

Discuss Your Claim with a Car Accident Attorney in Michigan

Determining the worth of your car accident claim in Michigan is a multifaceted process that extends beyond mere financial calculations. At Smith & Johnson, we approach each case with compassion and a commitment to understanding the unique challenges you face.

Our legal team is dedicated to providing a comprehensive evaluation of your damages in pursuit of the compensation you deserve. If you or a loved one has been involved in a car accident, contact Tim Smith ( or submit our Contact Form to schedule a free case review with a car accident lawyer in Michigan.