Getting hurt in any kind of car accident can take a tremendous toll physically, emotionally, and financially, but hit and run accidents are particularly distressing. Since the responsible party flees the scene, the victims are left helpless and uncertain about how to proceed.
In Michigan, as in many other states, there are specific legal avenues and protections in place to assist victims of hit and run accidents. In this blog post, we will discuss these rights and the steps you can take if you find yourself in such a distressing situation.
1. What to Do Immediately After a Hit and Run Accident
The first moments following a hit and run accident can be chaotic and stressful. Your safety should be your top priority.
Ensure you are out of harm’s way and call 911 to report the accident. Provide the dispatcher with as much information as possible about the fleeing vehicle, including its make, model, color, and any identifiable features, such as a license plate number.
2. Review Your Uninsured Motorist Coverage
In Michigan, motorists are required to have no-fault insurance, which typically covers minor medical expenses and lost wages, regardless of fault. However, when the at-fault driver is unknown in a hit and run situation, you may be left without a liable party to file a claim against for more extensive damages.
This is where uninsured motorist coverage comes into play. If you have this coverage as part of your policy, it can help cover your damages and medical expenses, ensuring you are not left with the excessive financial burden.
3. Consider Pursuing Compensation through the Michigan Assigned Claims Plan
The Michigan Assigned Claims Plan (MACP) is a safety net for individuals involved in hit and run accidents where the responsible party cannot be identified. To be eligible, certain criteria must be met, such as being a resident of Michigan and having no other applicable insurance coverage. The MACP can provide compensation for medical expenses, wage loss, and other benefits.
4. Contact Law Enforcement and Gather Evidence
Cooperate fully with law enforcement officials investigating the accident. Provide them with all available details about the incident. Gathering evidence at the scene is also crucial. Take photographs of the accident site, vehicle damage, and any injuries sustained. This documentation can be invaluable in supporting your claim.
5. Seek Legal Counsel
Navigating the legal process following a hit and run accident can be complex, especially when dealing with insurance companies and the MACP. Consider enlisting help from a compassionate personal injury attorney who has extensive experience in handling cases involving hit and run accidents.
Discuss Your Claim with a Car Accident Lawyer in Michigan
Being the victim of a hit and run accident in Michigan can be a daunting experience. However, knowing your legal rights and taking the appropriate steps can make a significant difference in your recovery. Remember, you are not alone in this challenging situation.
At Smith & Johnson, we’re here to provide the compassionate support and strategic legal guidance you need. Contact Tim Smith (tsmith@smith-johnson.com) or submit our Contact Form to schedule a free initial consultation with a car accident attorney in Michigan.
